Established in 1964, Counselor Realty enables sales associates to offer their clients superior service and professionalism. We are constantly improving a supportive environment specifically tailored for the experienced REALTOR®. Counselor Realty   Good We have been living and working in the western suburbs since 1976, and we currently service the entire Twin Cities Metro area. Our goal is to serve the needs of buyers & sellers through our devotion to mastering the real estate market in our little section of the world. We are both partners in Counselor Realty, and have earned respect from clients and peers alike through sales experience far exceeding the average real estate agent. Chuck holds the Certified Residential Specialist (CRS), the Certified Real Estate Broker (CRB), and the Graduate Realtor Institute (GRI) designations from the National Association of Realtors. Linda holds the E-Pro certification from the National Associaton of Realtors, and both of us are totally comfortable communicating with you in any way you choose...Telephone, Email, Text Messaging, Instant Messaging, Facebook....or sitting down together over a cup of coffee. When you work with us, you        
    Faith        
    Estimate        
    Minnesota Only        
  Chuck Heubach CRB CRS GRI 952-239-1311      
  Linda Heubach CRS ePro 952-931-9008      
The Following data is for estimation purposes only and the accuracy of the figures is not guaranteed.      
  Not Intended to Replace GFE from a Loan Officer! Input Yellow Cells ONLY      
1 SALES PRICE OF HOME      
2 DOWN PAYMENT INCLUDING EARNEST %      
3 MORTGAGE AMOUNT      
TITLE INSURANCE & CLOSING FEES    
4 Title Insurance (Mortgagee) (Estimated at $2.50 per thousand)      
5 Title Insurance (Owner) or Attorney’s Opinion Optional    
6 Plat Drawing Inspection      
7 Recording Fees (number of documents)      
8 Name & Judgment Search      
9 Mortgage Registration Tax        
10 Settlement / Closing Fee      
LOAN FEES    
11 Origination or Assumption Fee (as % of mortgage) 1% is a full boat charge. If you pay 1%, rates should be at PAR!    
12 Credit Report Input number of borrowers    
13 Appraisal Fee    
14 Arm or Balloon Endorsement Fee (Enter Y if this applies)    
15 Discount Points (for fractions of % input a zero before dot). Make sure Points are legitimate. Points could be just profit!    
16 Commitment Fee (Enter Y if this applies, N if it does not)    
17 VA Funding Fee or Upfront FHA MIP    
18 Flood Certification    
19 Administrative Compliance Fee: Charged by Realtors in addition to their commission. Chuck & Linda Heubach do NOT charge fee.    
ADDITIONAL PREPAID ITEMS  
20 Interim Interest Insert Day of the Month of closing    
22 1st Yr Hazard Insurance Insert Your Estimate Insert 0 to estimate at 1/2 of 1% of value    
23 Fees Paid to a Private Inspector (POC)    
ESCROW ACCOUNT  
24 Homeowners Insurance (2 Months)    
25 Mortgage Insurance (2 Months)    
26 Property Taxes (Enter Annual Taxes)    
27 Total Expenses Excluding Down Payment / Total Cash Needed  
MONTHLY PAYMENT BREAKDOWN  
29 Principal & Interest (Insert Interest Rate)    
30 Homeowners Insurance $ -    
31 Mortgage Insurance (From Chart on Right)    
32 Taxes    
31 Homeowner Association Fees (HOA)    
TOTAL MONTHLY PAYMENT      
   
Counselor Realty, Inc. occasionally creates partnerships with service providers such as lenders, title, inspection, or builders. Counselor Realty, Inc. may receive financial or other benefits from these partnerships or affiliated service providers. THERE ARE FREQUENTLY OTHER MORTGAGE OR SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. YOU MAY ALSO USE YOUR ATTORNEY TO RECOMMEND OR PROVIDE THESE SERVICES.
The above data is for estimation purposes only and the accuracy of the figures is not guaranteed. See Your Loan Office for an Accurate Good Faith Estimate. 		 
 
 
 
 

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