Good Faith Estimate of Closing Costs
		Input	Results
1	SALE PRICE OF HOME
2	DOWN PAYMENT INCLUDING EARNEST MONEY %	0% 3% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% 55% 60% 65% 70% 75% 80% 85% 90% 95% 100%
3	MORTGAGE AMOUNT
TITLE INSURANCE & CLOSING FEES
4	Lenders Title Insurance(Input Actual Amount if known or E to estimate at $2.50 per thousand) Required
5	Title Insurance (Owner) or Attorney Opinion. This is optional, see title company for rates.
6	Plat Drawing Inspection
7	Recording Fees (number of documents)	1 2 3 4 5 6 7 8
8	Name & Judgment Search
9	Mortgage Registration Tax. Hennepin or Ramsey County input Y, any other county =N
10	Settlement / Closing Fee
LOAN FEES
11	Origination or Assumption Fee (as % of mortgage) 1% is Retail.	0% 0.25% 0.50% 0.75% 1%
12	Credit Report Input number of borrowers
13	Appraisal Fee
14	Arm or Balloon Endorsement Fee (Enter Y if this applies)
15	Discount Points (for fractions of % input a zero before dot).
16	Commitment Fee (Enter E to Estimate at $500 or enter actual charge. Will vary from Lender to Lender
17	VA Funding Fee or Upfront FHA MIP. Charged only on VA and FHA Loans
18	Flood Certification
19	Administrative Compliance Fee: Charged by Brokers in addition to commission.	0 175 195 200 225 250 275 300 325 350 375 400 425 450 475 500
ADDITIONAL PREPAID ITEMS
20	Interim Interest Insert Day of the Month of closing
21	Home Warranty (POC)	0 379
22	1st Yr Hazard Insurance Insert Your Estimate or $240 for Condo Owners Insurance. Insert X to estimate at 1/2 of 1% of value. Insurance rates vary, and usually are based on replacement value.
23	Fees Paid to a Private Inspector (POC)
ESCROW ACCOUNT
24	Homeowners Insurance (2 Months)
25	Mortgage Insurance (2 Months)
26	Property Taxes (Enter Annual Taxes)
27	Total Expenses Excluding Down Payment
MONTHLY PAYMENT BREAKDOWN
28	Principal & Interest (Select Estimated Interest Rate)	4.50% 4.63% 4.75% 4.88% 5.00% 5.13% 5.25% 5.38% 5.50% 5.63% 5.75% 5.88% 6.00% 6.13% 6.25% 6.38% 6.50% 6.63% 6.75% 6.88% 7.00% 7.12% 7.25% 7.38% 7.50% 7.63% 7.75% 7.88% 8.00% 8.13% 8.25% 8.38% 8.50% 8.63% 8.75% 8.88% 9.00%
29	Homeowners Insurance	$ -
30	Mortgage Insurance
31	Taxes	$ 2,525.00
32	Homeowner Association Fees (HOA)
33	Total Monthly Payment
These estimates are based upon information available at this date & may not agree with actual charges determined at closing. Also see your lenders good faith estimate, which should be provided to you by the loan officer. Take time to review these services
34	Total Cash Required to Close, including down Payment:
36	Total of Payments over 30 Years:
36	Total Interest over 30 Years:
37	APR :
Real Estate Brokers occasionally create partnerships with service providers such as lenders, title, inspection, or builders. This broker may receive financial or other benefits from these partnerships or affiliated service providers. THERE ARE FREQUENTLY OTHER MORTGAGE OR SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. YOU MAY ALSO USE YOUR ATTORNEY TO RECOMMEND OR PROVIDE THESE SERVICES. The above data is for estimation purposes only and the accuracy of the figures is not guaranteed.